| Rudy Flores · (619) 392-6714 · Real Estate Strategist, Realtor® · CalDRE #02257808 · Responsible Broker CalDRE #01481919 Not affiliated with the U.S. Department of Veterans Affairs or any government agency. Your contact information will be shared with our preferred lender, Point Mortgage Corporation (NMLS #231073), so they can reach you about VA loan programs and any other loans, grants or assistance you may qualify for.
VA BENEFITS SAN DIEGO
Living Near Base

Living Near Camp Pendleton: Homes and ZIP Codes

San Clemente, Oceanside, Fallbrook and Vista ZIP codes around the base: values, rents, home types and drive links.

LIVING NEAR BASE · NOVEMBER 2026

Camp Pendleton lists six gates, from the Main Gate next to the Visitor Center to Cristianitos, San Onofre and Las Pulgas. The 8 ZIP codes on this page, in San Clemente, Oceanside, Fallbrook and Vista, are listed from the closest center outward, with typical values, rents and home types.

North of the base or south of it? Take the four-question Home Strategy Quiz and Rudy will help you weigh the two.

Take the Home Strategy Quiz

The gates

  • Address: Camp Pendleton, CA 92055
  • Main Gate: the Visitor Center is next to it
  • San Luis Rey Gate
  • Cristianitos Gate
  • Listed gates: the Main Gate, San Luis Rey Gate, Del Mar Gate, San Onofre Gate, Cristianitos Gate and Las Pulgas Gate

Gate hours and access rules are on the base’s own pages: Camp Pendleton on MilitaryINSTALLATIONS · Marine Corps Base Camp Pendleton: Base Access

ZIP codes around Camp Pendleton: values and rents

Rows run from the ZIP code whose center is nearest the base outward, on both sides of the county line. Zillow’s Sep 2026 typical values run from $787,400 (ZIP 92058, Oceanside) to $1,754,300 (ZIP 92672, San Clemente).

ZIP codes around Camp Pendleton: values and rents (Zillow Research, Sep 2026)
ZIPAreaTypical valueSingle-familyCondoTypical rent1-year change
92672San Clemente$1,754,300$1,905,900$1,111,200$3,400+8.4%
92673San Clemente$1,745,800$1,849,100$1,054,900$3,590+3.9%
92058Oceanside$787,400$838,600$523,000$2,770−0.5%
92028Fallbrook$877,200$893,100$587,900$2,910+1.1%
92057Oceanside$805,200$874,400$452,800$3,000+1.5%
92054Oceanside$1,117,100$1,195,100$888,000$2,990+2.0%
92056Oceanside$859,700$897,900$575,600$2,830+1.7%
92084Vista$903,300$928,400$538,900$2,750+2.4%

North and south of the base, in numbers

On the house side, values run from $838,600 in ZIP 92058 to $1,905,900 in ZIP 92672. Condo values sit between $452,800 in ZIP 92057 and $1,111,200 in ZIP 92672. The house and condo figures differ most in ZIP 92672, about $794,700. Median year built is oldest in ZIP 92054 (1976) and newest in ZIP 92673 (2000).

What is built there

Census counts for each ZIP code: detached houses, homes in buildings of five or more and the median year built.

What is built there: Camp Pendleton (Census ACS 2020-2024)
ZIPAreaSingle-family detachedIn buildings of 5+ homesMedian year builtCheck the driveMarket report
92672San Clemente44%19%1976Check the drive92672 report
92673San Clemente78%8%2000Check the drive92673 report
92058Oceanside29%17%1994Check the drive–
92028Fallbrook74%13%1986Check the drive–
92057Oceanside64%12%1988Check the drive–
92054Oceanside35%44%1976Check the drive92054 report
92056Oceanside57%15%1986Check the drive–
92084Vista60%21%1979Check the drive–

Drive times are Google’s call, not ours. Each link opens Google Maps with the route to the Main Gate, and you can set a departure time there; the Commute Check works from any address, and the links below go to two other gates.

Cities, and one unincorporated area

92672 and 92673 are in San Clemente; 92058, 92057, 92054 and 92056 are in Oceanside; 92028 is in the Fallbrook area; 92084 is in Vista. In 92058, part of the land is Camp Pendleton itself. In 92028, most of the land is unincorporated, so San Diego County handles permits and planning. San Clemente follows Orange County and its own city rules; the others follow their city, or the County for unincorporated land. (Census 2020 ZCTA-to-place file)

BAH at Camp Pendleton

BAH follows your duty station’s housing area. Our calculator’s table is the 2026 San Diego housing-area rate (MHA CA038), so look up your Camp Pendleton rate with the official DTMO rate lookup and enter it in the BAH Buying Power Calculator’s own-BAH box.

Base housing and off-base help

The Camp Pendleton housing page says that personnel who wish to live off base will normally be permitted to, and asks those reporting for permanent duty to check in with the Base Housing Office before signing an off-base lease or purchase. Its Housing Referral Office helps with off-base problems, including discrimination complaints.

See the Camp Pendleton housing page on MilitaryINSTALLATIONS.

The ZIP codes around the base cross a county line, so the loan limit and the city rules change between Oceanside and San Clemente. Rudy can pull recent sales on either side and tour homes with you by video before you report.

VA loan notes on both sides of the county line

With full entitlement VA has no loan limit and your lender approves the amount. With some entitlement in use, VA uses the county one-unit limit: $1,104,000 in San Diego County and $1,249,125 in Orange County, where 92672 and 92673 are (2026, FHFA). The entitlement calculator handles both counties.

Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.

Rudy does not pay or accept referral fees, and you are always free to choose any lender, attorney, CPA or other professional you like.

Own near the base and have orders?

On either side of the base, the PCS Seller Countdown gives the dates and Rent or sell when you PCS compares the two paths. For a San Clemente home, see the San Clemente market report.

Camp Pendleton questions

Which gates does Camp Pendleton list?

The Main Gate, San Luis Rey Gate, Del Mar Gate, San Onofre Gate, Cristianitos Gate and Las Pulgas Gate; the Visitor Center is next to the Main Gate. Hours are on the Base Access page.

Is San Clemente in a different county?

Yes, Orange County. Its 2026 one-unit limit is $1,249,125 against $1,104,000 in San Diego County, which matters for a VA loan only when part of your entitlement is in use. See the San Clemente market report.

What BAH applies at Camp Pendleton?

Look up your rate on the official DTMO lookup and enter it in the BAH Buying Power Calculator; its built-in table is the San Diego housing-area rate.

Can I live off base at Camp Pendleton?

The base housing page says personnel who wish to live in off-base housing will normally be permitted to, and its Housing Referral Office helps with off-base issues.

Which ZIP code comes first in the table, and what does it cost?

ZIP 92672, San Clemente comes first (its center is nearest the base’s own ZIP code point): typical value $1,754,300, single-family $1,905,900, condo $1,111,200, typical rent $3,400; median year built 1976 (Zillow Sep 2026, Census ACS 2020-2024).

What do homes rent for around Camp Pendleton?

Rents begin at $2,750 in ZIP 92084, Vista; the highest is $3,590 in ZIP 92673, San Clemente (Zillow typical rent, Sep 2026).

Which ZIP codes around the base changed most in a year?

In Zillow’s year to Sep 2026, the moves ran from −0.5% (ZIP 92058, Oceanside) to +8.4% (ZIP 92672, San Clemente).

Get a ZIP shortlist around Camp Pendleton

Tell Rudy your report date, plan and price range, and he will send homes and ZIP data that match.

Your details are used to reply to you and, as our Privacy Policy explains, are shared with our preferred lender, Point Mortgage Corporation (NMLS #231073). See our Privacy Policy.

More from Rudy

Sources, checked Nov 5, 2026: MilitaryINSTALLATIONS, Camp Pendleton; Marine Corps Base Camp Pendleton, Base Access (FAQ); MilitaryINSTALLATIONS, Camp Pendleton Housing; MilitaryINSTALLATIONS; FHFA county limits; Zillow Research; Census ACS.

General information, not legal, tax or lending advice. Not affiliated with the U.S. Department of Veterans Affairs, the Marine Corps or any government agency; the base publishes its own gate rules.

Orders to Camp Pendleton?

Rudy can send listings and recent sales on either side of the base and tour homes with you by video.

Get In Touch