Camp Pendleton lists six gates, from the Main Gate next to the Visitor Center to Cristianitos, San Onofre and Las Pulgas. The 8 ZIP codes on this page, in San Clemente, Oceanside, Fallbrook and Vista, are listed from the closest center outward, with typical values, rents and home types.
North of the base or south of it? Take the four-question Home Strategy Quiz and Rudy will help you weigh the two.
Take the Home Strategy QuizThe gates
- Address: Camp Pendleton, CA 92055
- Main Gate: the Visitor Center is next to it
- San Luis Rey Gate
- Cristianitos Gate
- Listed gates: the Main Gate, San Luis Rey Gate, Del Mar Gate, San Onofre Gate, Cristianitos Gate and Las Pulgas Gate
Gate hours and access rules are on the base’s own pages: Camp Pendleton on MilitaryINSTALLATIONS · Marine Corps Base Camp Pendleton: Base Access
ZIP codes around Camp Pendleton: values and rents
Rows run from the ZIP code whose center is nearest the base outward, on both sides of the county line. Zillow’s Sep 2026 typical values run from $787,400 (ZIP 92058, Oceanside) to $1,754,300 (ZIP 92672, San Clemente).
| ZIP | Area | Typical value | Single-family | Condo | Typical rent | 1-year change |
|---|---|---|---|---|---|---|
| 92672 | San Clemente | $1,754,300 | $1,905,900 | $1,111,200 | $3,400 | +8.4% |
| 92673 | San Clemente | $1,745,800 | $1,849,100 | $1,054,900 | $3,590 | +3.9% |
| 92058 | Oceanside | $787,400 | $838,600 | $523,000 | $2,770 | −0.5% |
| 92028 | Fallbrook | $877,200 | $893,100 | $587,900 | $2,910 | +1.1% |
| 92057 | Oceanside | $805,200 | $874,400 | $452,800 | $3,000 | +1.5% |
| 92054 | Oceanside | $1,117,100 | $1,195,100 | $888,000 | $2,990 | +2.0% |
| 92056 | Oceanside | $859,700 | $897,900 | $575,600 | $2,830 | +1.7% |
| 92084 | Vista | $903,300 | $928,400 | $538,900 | $2,750 | +2.4% |
North and south of the base, in numbers
On the house side, values run from $838,600 in ZIP 92058 to $1,905,900 in ZIP 92672. Condo values sit between $452,800 in ZIP 92057 and $1,111,200 in ZIP 92672. The house and condo figures differ most in ZIP 92672, about $794,700. Median year built is oldest in ZIP 92054 (1976) and newest in ZIP 92673 (2000).
What is built there
Census counts for each ZIP code: detached houses, homes in buildings of five or more and the median year built.
| ZIP | Area | Single-family detached | In buildings of 5+ homes | Median year built | Check the drive | Market report |
|---|---|---|---|---|---|---|
| 92672 | San Clemente | 44% | 19% | 1976 | Check the drive | 92672 report |
| 92673 | San Clemente | 78% | 8% | 2000 | Check the drive | 92673 report |
| 92058 | Oceanside | 29% | 17% | 1994 | Check the drive | – |
| 92028 | Fallbrook | 74% | 13% | 1986 | Check the drive | – |
| 92057 | Oceanside | 64% | 12% | 1988 | Check the drive | – |
| 92054 | Oceanside | 35% | 44% | 1976 | Check the drive | 92054 report |
| 92056 | Oceanside | 57% | 15% | 1986 | Check the drive | – |
| 92084 | Vista | 60% | 21% | 1979 | Check the drive | – |
Drive times are Google’s call, not ours. Each link opens Google Maps with the route to the Main Gate, and you can set a departure time there; the Commute Check works from any address, and the links below go to two other gates.
- Check the drive from 92672 to Main Gate
- Check the drive from 92672 to San Luis Rey Gate
- Check the drive from 92672 to Cristianitos Gate
Cities, and one unincorporated area
92672 and 92673 are in San Clemente; 92058, 92057, 92054 and 92056 are in Oceanside; 92028 is in the Fallbrook area; 92084 is in Vista. In 92058, part of the land is Camp Pendleton itself. In 92028, most of the land is unincorporated, so San Diego County handles permits and planning. San Clemente follows Orange County and its own city rules; the others follow their city, or the County for unincorporated land. (Census 2020 ZCTA-to-place file)
BAH at Camp Pendleton
BAH follows your duty station’s housing area. Our calculator’s table is the 2026 San Diego housing-area rate (MHA CA038), so look up your Camp Pendleton rate with the official DTMO rate lookup and enter it in the BAH Buying Power Calculator’s own-BAH box.
Base housing and off-base help
The Camp Pendleton housing page says that personnel who wish to live off base will normally be permitted to, and asks those reporting for permanent duty to check in with the Base Housing Office before signing an off-base lease or purchase. Its Housing Referral Office helps with off-base problems, including discrimination complaints.
See the Camp Pendleton housing page on MilitaryINSTALLATIONS.
The ZIP codes around the base cross a county line, so the loan limit and the city rules change between Oceanside and San Clemente. Rudy can pull recent sales on either side and tour homes with you by video before you report.
VA loan notes on both sides of the county line
With full entitlement VA has no loan limit and your lender approves the amount. With some entitlement in use, VA uses the county one-unit limit: $1,104,000 in San Diego County and $1,249,125 in Orange County, where 92672 and 92673 are (2026, FHFA). The entitlement calculator handles both counties.
Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.
Rudy does not pay or accept referral fees, and you are always free to choose any lender, attorney, CPA or other professional you like.
Own near the base and have orders?
On either side of the base, the PCS Seller Countdown gives the dates and Rent or sell when you PCS compares the two paths. For a San Clemente home, see the San Clemente market report.
Camp Pendleton questions
Which gates does Camp Pendleton list?
The Main Gate, San Luis Rey Gate, Del Mar Gate, San Onofre Gate, Cristianitos Gate and Las Pulgas Gate; the Visitor Center is next to the Main Gate. Hours are on the Base Access page.
Is San Clemente in a different county?
Yes, Orange County. Its 2026 one-unit limit is $1,249,125 against $1,104,000 in San Diego County, which matters for a VA loan only when part of your entitlement is in use. See the San Clemente market report.
What BAH applies at Camp Pendleton?
Look up your rate on the official DTMO lookup and enter it in the BAH Buying Power Calculator; its built-in table is the San Diego housing-area rate.
Can I live off base at Camp Pendleton?
The base housing page says personnel who wish to live in off-base housing will normally be permitted to, and its Housing Referral Office helps with off-base issues.
Which ZIP code comes first in the table, and what does it cost?
ZIP 92672, San Clemente comes first (its center is nearest the base’s own ZIP code point): typical value $1,754,300, single-family $1,905,900, condo $1,111,200, typical rent $3,400; median year built 1976 (Zillow Sep 2026, Census ACS 2020-2024).
What do homes rent for around Camp Pendleton?
Rents begin at $2,750 in ZIP 92084, Vista; the highest is $3,590 in ZIP 92673, San Clemente (Zillow typical rent, Sep 2026).
Which ZIP codes around the base changed most in a year?
In Zillow’s year to Sep 2026, the moves ran from −0.5% (ZIP 92058, Oceanside) to +8.4% (ZIP 92672, San Clemente).
Get a ZIP shortlist around Camp Pendleton
Tell Rudy your report date, plan and price range, and he will send homes and ZIP data that match.
More from Rudy
- Take the Home Strategy Quiz
- Living near MCAS Miramar
- Living near Naval Base San Diego
- All six San Diego bases
- PCS home buying timeline
- BAH Buying Power Calculator
- Commute Check
- Book a 15-minute call
Sources, checked Nov 5, 2026: MilitaryINSTALLATIONS, Camp Pendleton; Marine Corps Base Camp Pendleton, Base Access (FAQ); MilitaryINSTALLATIONS, Camp Pendleton Housing; MilitaryINSTALLATIONS; FHFA county limits; Zillow Research; Census ACS.
General information, not legal, tax or lending advice. Not affiliated with the U.S. Department of Veterans Affairs, the Marine Corps or any government agency; the base publishes its own gate rules.