Naval Base San Diego’s main gates are on 32nd Street, Gate 6 at Harbor Drive and Gate 43 at Norman Scott Road. Below are the 8 ZIP codes whose centers sit nearest the base, what homes there typically sell and rent for, what kinds of homes they are, and a one-tap way to check the drive from each.
Still sorting out rent first or buy first? The Home Strategy Quiz is four quick questions, and Rudy sends back a plan for your move.
Take the Home Strategy QuizWhere the base is
- Address: 3455 Senn Rd., Bldg. 72, San Diego, CA 92136
- Gate 6, a main gate: 32nd Street and Harbor Drive
- Gate 43, also a main gate: 32nd Street and Norman Scott Road
Gate hours and access rules change, so check the base’s own pages before you go: Naval Base San Diego on MilitaryINSTALLATIONS · Navy Region Southwest: Naval Base San Diego gate list
ZIP codes around Naval Base San Diego: values and rents
Rows run from the ZIP code whose center is closest to the base outward. Typical values here range from $644,800 (ZIP 92113, San Diego) to $839,500 (ZIP 91910, Chula Vista) in Zillow’s Sep 2026 figures, with single-family and condo values shown separately where Zillow publishes both.
| ZIP | Area | Typical value | Single-family | Condo | Typical rent | 1-year change |
|---|---|---|---|---|---|---|
| 92113 | San Diego | $644,800 | $654,000 | $447,400 | $2,220 | +0.2% |
| 91950 | National City | $687,300 | $703,200 | $467,400 | $2,440 | +2.6% |
| 92102 | San Diego | $743,000 | $782,300 | $502,000 | $2,300 | +2.1% |
| 92101 | Downtown San Diego | $707,700 | $842,200 | $694,400 | $2,920 | −4.0% |
| 92114 | Encanto and Skyline (San Diego) | $737,500 | $738,700 | $549,600 | $2,860 | +2.2% |
| 92139 | Paradise Hills (San Diego) | $732,200 | $755,100 | $522,900 | $3,480 | +2.1% |
| 91910 | Chula Vista | $839,500 | $875,300 | $550,100 | $2,610 | +2.3% |
| 91945 | Lemon Grove | $757,500 | $762,900 | $463,400 | $2,670 | +0.6% |
Reading the numbers
Single-family typical values run from $654,000 in ZIP 92113 to $875,300 in ZIP 91910. Condos run from $447,400 in ZIP 92113 up to $694,400 in ZIP 92101. The widest gap between a house and a condo is in ZIP 91910, about $325,200. By median year built, homes are oldest in ZIP 92102 (1963) and newest in ZIP 92101 (2004).
What kinds of homes
The Census counts every home in a ZIP code by type. A high single-family share means mostly detached houses; a high share in buildings of five or more means apartments and condo buildings.
| ZIP | Area | Single-family detached | In buildings of 5+ homes | Median year built | Check the drive | Market report |
|---|---|---|---|---|---|---|
| 92113 | San Diego | 49% | 24% | 1970 | Check the drive | – |
| 91950 | National City | 42% | 35% | 1968 | Check the drive | – |
| 92102 | San Diego | 40% | 32% | 1963 | Check the drive | – |
| 92101 | Downtown San Diego | 3% | 92% | 2004 | Check the drive | – |
| 92114 | Encanto and Skyline (San Diego) | 82% | 7% | 1972 | Check the drive | – |
| 92139 | Paradise Hills (San Diego) | 55% | 16% | 1979 | Check the drive | – |
| 91910 | Chula Vista | 47% | 30% | 1974 | Check the drive | 91910 report |
| 91945 | Lemon Grove | 62% | 21% | 1969 | Check the drive | – |
We do not estimate drive times. Each link opens Google Maps with the route to Gate 6; set a weekday departure time there to see Google’s own estimate. The Commute Check does the same from any address, and the links below go to the other main gate.
- Check the drive from 92113 to Gate 6, a main gate
- Check the drive from 92113 to Gate 43, also a main gate
Which city each ZIP code is in
92113, 92102, 92101, 92114 and 92139 are in the City of San Diego; 91950 is in National City; 91910 is in Chula Vista; 91945 is in Lemon Grove. Permits, planning and city services follow the city, so for a given address check that city’s own site. (Census 2020 ZCTA-to-place file)
Housing allowance (BAH)
Our BAH Buying Power Calculator uses the 2026 Defense Department rates for the San Diego housing area (MHA CA038). BAH follows your duty station’s housing area and your pay grade, so confirm your own rate with the official DTMO rate lookup and enter it in the calculator if it differs.
On base or off base
The Navy Housing Service Center at 2625 LeHardy Street handles government housing and off-base help. Its Family Housing Welcome Center is the contact for off-base problems such as discrimination complaints and tenant and landlord disputes, and it can share a list of rentals.
See the Naval Base San Diego housing page on MilitaryINSTALLATIONS.
Arriving before your household goods? The Housing Service Center can share rental lists in the meantime. For a purchase, Rudy can pull the last few months of sales in any of these eight ZIP codes, tour homes by video while you are still at your current station, and line up showings for a house-hunting trip.
Buying with a VA loan near the 32nd Street gates
With full entitlement, VA sets no loan limit; your lender approves the amount (VA.gov). With part of your entitlement still in use on another loan, VA works from the county one-unit limit, $1,104,000 for San Diego County in 2026 (FHFA). VA Loans San Diego’s entitlement calculator runs that math, and the VA funding fee calculator and what the VA appraisal checks cover the rest.
Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.
Rudy does not pay or accept referral fees, and you are always free to choose any lender, attorney, CPA or other professional you like.
Already own nearby and have orders?
If you own a home near the base and orders come, the PCS Seller Countdown lays out the dates, selling from a distance covers a sale after you report, and our sister sites cover renting it out or selling and what happens to your VA entitlement. For 92154, see the Ocean View Hills market report.
Common questions
What do homes cost in the ZIP codes around Naval Base San Diego?
Typical values run from $644,800 (ZIP 92113, San Diego) to $839,500 (ZIP 91910, Chula Vista) in Zillow’s Sep 2026 figures, with single-family and condo values listed separately where Zillow has both. The figures come from Zillow’s monthly ZIP code series.
Which gate is the main gate?
Navy Region Southwest lists two main gates: Gate 6 at 32nd Street and Harbor Drive, and Gate 43 at 32nd Street and Norman Scott Road. The base has more than a dozen vehicle gates with their own hours, so check the official gate list.
How do I check the drive from a ZIP code to the base?
Use the Check the drive links in the second table or the Commute Check. Both open Google Maps; pick a weekday departure time there for Google’s estimate. We do not estimate drive times.
Who helps with housing questions on and off base?
The Navy Housing Service Center (2625 LeHardy Street). Its Family Housing Welcome Center handles off-base problems, including discrimination complaints and tenant and landlord disputes.
What does the ZIP code nearest the gates look like?
ZIP 92113, San Diego: typical value $644,800, single-family $654,000, condo $447,400, typical rent $2,220; median year built 1970 (Zillow Sep 2026, Census ACS 2020-2024).
Where are typical rents lowest and highest around Naval Base San Diego?
Lowest: $2,220 in ZIP 92113, San Diego. Highest: $3,480 in ZIP 92139, Paradise Hills, San Diego (Zillow typical rent, Sep 2026).
Which ZIP codes here changed most in the past year?
In the twelve months to Sep 2026, the change ran from −4.0% (ZIP 92101, Downtown San Diego) to +2.6% (ZIP 91950, National City).
Get a ZIP shortlist for Naval Base San Diego
Tell Rudy your report date, plan and price range. He will send homes and ZIP data that match what you ask for.
More from Rudy
- Take the Home Strategy Quiz
- Living near NAS North Island
- Living near MCRD San Diego
- All six San Diego bases
- BAH Buying Power Calculator
- Commute Check
- PCS home buying timeline
- Book a 15-minute call
Sources, checked Nov 5, 2026: MilitaryINSTALLATIONS, Naval Base San Diego; Navy Region Southwest, Naval Base San Diego Gate Hours (updated Jul 3, 2024); MilitaryINSTALLATIONS, Naval Base San Diego Housing; MilitaryINSTALLATIONS; FHFA county limits; Zillow Research; Census ACS.
General information, not legal, tax or lending advice. Not affiliated with the U.S. Department of Veterans Affairs, the Navy or any government agency; for gate access, follow the base’s own instructions.