Naval Base Point Loma publishes one front gate, at 140 Sylvester Road. The 6 ZIP codes on this page include Point Loma, Ocean Beach and Pacific Beach, each with its typical value, typical rent and mix of homes.
Weighing a condo by the water against a house farther out? The Home Strategy Quiz takes four questions, and Rudy follows up with a plan.
Take the Home Strategy QuizThe front gate
- Address: Installation Front Gate, 140 Sylvester Road, San Diego, CA 92106
- Installation Front Gate: 140 Sylvester Road
For hours, visitor rules and changes, use the base’s official listing: Naval Base Point Loma on MilitaryINSTALLATIONS
Values and rents around Point Loma
The first row is the ZIP code whose center is nearest the front gate, and each row after it is a little farther out. In Zillow’s Sep 2026 figures typical values run from $980,000 (ZIP 92110, San Diego) to $1,806,800 (ZIP 92106, Point Loma, San Diego).
| ZIP | Area | Typical value | Single-family | Condo | Typical rent | 1-year change |
|---|---|---|---|---|---|---|
| 92106 | Point Loma (San Diego) | $1,806,800 | $1,888,600 | $1,056,400 | $2,880 | +4.7% |
| 92107 | Ocean Beach (San Diego) | $1,510,200 | $1,666,000 | $743,500 | $2,850 | +3.0% |
| 92110 | San Diego | $980,000 | $1,381,100 | $573,400 | $2,970 | +0.9% |
| 92103 | San Diego | $1,063,200 | $1,454,500 | $682,700 | $2,760 | +0.1% |
| 92109 | Pacific Beach (San Diego) | $1,480,800 | $1,851,600 | $917,900 | $3,270 | +2.2% |
| 92117 | San Diego | $1,074,200 | $1,103,300 | $563,800 | $2,720 | +0.2% |
The numbers in a few lines
Zillow’s single-family series goes from $1,103,300 in ZIP 92117 to $1,888,600 in ZIP 92106. Condo values go from $563,800 in ZIP 92117 and $1,056,400 in ZIP 92106. The biggest house-to-condo spread is in ZIP 92109, about $933,700. Median year built is earliest in ZIP 92106 (1958) and newest in ZIP 92110 (1976).
Houses, condos and age of homes
From Census counts: the share of detached houses, the share in buildings of five or more homes, and the median year built in each ZIP code.
| ZIP | Area | Single-family detached | In buildings of 5+ homes | Median year built | Check the drive | Market report |
|---|---|---|---|---|---|---|
| 92106 | Point Loma (San Diego) | 67% | 19% | 1958 | Check the drive | – |
| 92107 | Ocean Beach (San Diego) | 46% | 33% | 1963 | Check the drive | – |
| 92110 | San Diego | 31% | 52% | 1976 | Check the drive | – |
| 92103 | San Diego | 25% | 57% | 1974 | Check the drive | – |
| 92109 | Pacific Beach (San Diego) | 27% | 42% | 1973 | Check the drive | – |
| 92117 | San Diego | 62% | 20% | 1965 | Check the drive | – |
Google Maps, not this page, estimates the drive: each link opens the route to 140 Sylvester Road, and you can set a weekday departure time there. The Commute Check starts from any address you type.
City lines
92106, 92107, 92110, 92103, 92109 and 92117 are in the City of San Diego. City permits and planning apply to a remodel or an accessory unit, so start with the city’s own planning pages. (Census 2020 ZCTA-to-place file)
BAH near Point Loma
Behind our BAH Buying Power Calculator is the 2026 table for the San Diego housing area (MHA CA038). Rates depend on pay grade, dependents and the housing area of your duty station, so confirm yours in the official DTMO lookup.
Renting first
The Naval Base Point Loma housing page describes a Rental Partnership Program through the San Diego Housing Service Center: participating landlords offer waived application and credit fees, reduced deposits and rents below market for eligible active-duty personnel. The Family Housing Welcome Center can share rental lists.
See the Naval Base Point Loma housing page on MilitaryINSTALLATIONS.
The median year built and the share of homes in larger buildings show how differently each of these ZIP codes is built. Pick the kind of home you want first; Rudy can then pull recent sales of that type and set up video tours before you report.
VA loan math near Point Loma
The San Diego County one-unit limit, $1,104,000 in 2026 (FHFA), matters only if some of your VA entitlement is still tied to another loan; with full entitlement there is no VA loan limit and your lender sets the amount. Run your own figures in the entitlement calculator.
Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.
Rudy does not pay or accept referral fees, and you are always free to choose any lender, attorney, CPA or other professional you like.
Own near Point Loma and have orders?
When it is time to move on, selling from a distance handles the paperwork from your next station, the PCS Seller Countdown sets the dates, and Rent or sell when you PCS puts a rental side by side with a sale.
Point Loma questions
Where is the Naval Base Point Loma gate?
MilitaryINSTALLATIONS lists the Installation Front Gate at 140 Sylvester Road, San Diego, CA 92106.
What do homes cost around Point Loma?
Typical values run from $980,000 (ZIP 92110, San Diego) to $1,806,800 (ZIP 92106, Point Loma, San Diego) in Zillow’s Sep 2026 figures; the first table shows single-family and condo values where Zillow has them.
Is there help for renters near Point Loma?
Yes. The base housing page describes the Rental Partnership Program, with waived application and credit fees, reduced deposits and below-market rents from participating landlords for eligible active-duty members, and rental lists from the Family Housing Welcome Center.
Which ZIP codes here have more detached houses?
ZIP 92106, Point Loma, San Diego has the largest share of single-family detached homes on this page (67%, Census ACS 2020-2024); ZIP 92103, San Diego has the largest share in buildings of five or more homes (57%).
And the ZIP code nearest the front gate?
ZIP 92106, Point Loma, San Diego leads the list with a typical value of $1,806,800, single-family $1,888,600, condo $1,056,400, typical rent $2,880; median year built 1958 (Zillow Sep 2026, Census ACS 2020-2024).
What is the range of typical rents near Point Loma?
The range starts at $2,720 in ZIP 92117, San Diego and reaches $3,270 in ZIP 92109, Pacific Beach, San Diego (Zillow typical rent, Sep 2026).
Which Point Loma-area ZIP codes moved most in a year?
Comparing Sep 2026 with a year earlier, the range is +0.1% (ZIP 92103, San Diego) to +4.7% (ZIP 92106, Point Loma, San Diego).
Get a ZIP shortlist near Point Loma
Send your report date, plan and price range; Rudy replies with homes and ZIP data matched to them.
More from Rudy
- Take the Home Strategy Quiz
- Living near MCRD San Diego
- Living near NAS North Island
- All six San Diego bases
- PCS home buying timeline
- BAH Buying Power Calculator
- Commute Check
- Book a 15-minute call
Sources, checked Nov 5, 2026: MilitaryINSTALLATIONS, Naval Base Point Loma; MilitaryINSTALLATIONS, Naval Base Point Loma Housing; MilitaryINSTALLATIONS, Naval Base San Diego Housing; MilitaryINSTALLATIONS; FHFA county limits; Zillow Research; Census ACS.
General information, not advice on legal, tax or lending questions. Not affiliated with the U.S. Department of Veterans Affairs, the Department of Defense or the Navy; the base sets its own access rules.